Loan Examination Specialist

About this role: Wells Fargo is seeking a Loan Examination Specialist! This position reviews loan documentation, files and/or on-line transactions, individually or in aggregate, to determine if processes and documentation are in compliance with internal company requirements, insurer guidelines, investor requirements, and/or government regulations. Functions may cover one or more of the following areas: Underwriting, regulatory compliance, fraud, fair lending, and servicing. Examines overall loan documentation (application, appraisal, title, credit, income, including personal and corporate tax returns and rental income, loan-to-value, legal documents) and system documentation of unusual, complex, and/or high-risk transactions. For transactions identified with investor deficiencies, provides feedback to internal and external customers, including identification of fraud red flags and inconsistencies. Clearly communicates in written form overall transaction quality and any noted... deficiencies identified. Analyzes risks and offsets and develops solutions for the risks and/or complex problems identified. Provides support for exam management activities and any other initiatives as needed. Maintains a high level of customer service through proactive communication with external and internal customers, including vendors. Works in a team environment to achieve business, production and quality goals. Ensures loan quality through data integrity and risk management In this role, you will: Participate in building business partner relationships and identify opportunities for maintaining them within defined parameters Analyze risks and offsets related to performing in-depth, prefund loan reviews Present recommendations for resolving various issues related to reviews and loan files Exercise independent judgment while developing an understanding of compliance related to internal company requirements Provide communication regarding overall process and transaction quality to appropriate parties Required Qualifications: 2+ years of Underwriting experience, Loan processing, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Experience reviewing or underwriting property insurance Prior Wells Fargo Home Lending Insurance Review Team experience Job Expectations: Ability to work 9AM to 6PM CST Ability to work Hybrid Schedule Review property hazard and flood insurance policies adhering to mortgage lending policy guidelines and processes. Posting End Date: 27 Jun 2024 *Job posting may come down early due to volume of applicants. We Value Diversity At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit?s risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $1.9 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 47 on Fortune?s 2023 rankings of America?s largest corporations. In the communities we serve, the company focuses its social impact on building a sustainable, inclusive future for all by supporting housing affordability, small business growth, financial health, and a low-carbon economy News, insights, and perspectives from Wells Fargo are also available at Wells Fargo Stories. Additional information may be found at www.wellsfargo.com LinkedIn: https://www.linkedin.com/company/wellsfargo For questions on how to search and apply, visit our frequently asked questions

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