Entry Level: AB-Underwriting- Consultant I (Remote Home-Based Worker)

At Allstate, great things happen when our people work together to protect families and their belongings from life?s uncertainties. And for more than 90 years our innovative drive has kept us a step ahead of our customers? evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection.
Job Description
Underwrites small size cases for new and renewal business developing proposals, add-on business and contract revisions, and other policy owner services within limited authority levels under minimal supervision. Continually utilizing underwriting methods, formulas and techniques necessary for financial analysis and manual rate development. Working in greater detail with the various products through contract reviews, requested plan designs and benefit options with increased communication between sales and other internal departments.
Key Responsibilities
? Prepare proposals and/or offer information and coordinate final proposal presentation, including preparation of all required exhibits.
? Respond timely and accurately to requests made to the underwriting team while maintaining positive relationships with our internal and external customers through effective written and verbal communication skills
? Develop credibility with sales force, brokers, as well as internal and external customers.
? Using AB?s workflow management tools, thoroughly document thought processes to support decisions
? Analyze all data related to the risk for small cases, to determine what benefits, if any, can be offered and at what cost (rating)
? Review and manipulate census data for input into various rating tools generating manual rates
? Communicate with policy owners, applicants, brokers, agencies, and/or other sources concerning underwriting decisions and procedures.
? Reviews requests for master policy changes to determine eligibility.
? Conduct research to secure additional data needed to make determinations on benefits and premiums.
? Make case level decisions using independent judgment as well as following underwriting guidelines
Education
? 4 year Bachelors Degree (Preferred)
Experience
? 2 or more years of experience (Preferred)
Supervisory Responsibilities
? This job does not have supervisory duties.
Education & Experience (in lieu)
? In lieu of the above education requirements, an equivalent combination of education and experience may be considered.
Skills
Compensation
Compensation offered for this role is $45,600.00 ? 78,337.50 annually and is based on experience and qualifications.
The candidate(s) offered this position will be required to submit to a background investigation.
Joining our team isn?t just a job ? it?s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. And one where you can impact the future for the greater good.
You?ll do all this in a flexible environment that embraces connection and belonging. And with the recognition of several inclusivity and diversity awards, we?ve proven that Allstate empowers everyone to lead, drive change and give back where they work and live.
Good Hands. Greater Together.
Allstate generally does not sponsor individuals for employment-based visas for this position.
Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.
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Benefits
Experience the benefits that make Allstate a great place to work.
? Benefits vary based on position.