Underwriter III - ONSITE ONLY

Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation. Primary Function The Underwriter III is responsible for responding to internal and external customers on questions regarding loans underwritten by the company. This position will underwrite loans in a timely manner for completeness and compliance with company guidelines, polices, and procedures. This position will also provide training, guidance, and support for all team members Direct Reports N/A Principal Duties Review, analyze and make final determination on loan submissions using manual underwriting guidelines as well as validating recommendations. Underwrite loans as determined by lending authority set by management. Work with Lending Teams to... identify potential solutions/alternatives for difficult/denied loan files. Communicate with internal and external clients on inquiries on loans underwritten by Vendors. Research and respond to team lead on loans requiring additional escalation and review and ability to summarize issues, concerns, and recommendations. Proactively addresses underwriting submission deficiencies. Provide back-up support to Team Leader as necessary to ensure efficient operations and smooth and timely flow of work. Review and maintain guidelines to stay up to date with all requirements. Maintain department resource library to maintain reference material. Review of audit files for Quality/Funding issues to determine compliance and acceptance of loan. Assist in correction of delivery violations and government ensuring deficiencies on specific files as required. Analyze Trust agreements as needed. Participate in the orientation of new personnel to ensure consistency. Provide technical support for systems as necessary. Performs related duties as assigned by supervisor. Education and Experience Requirements High School Diploma or equivalent required; 4-year college degree preferred. Minimum of three- five (3-5) years underwriting experience with conforming and non-conforming loans required. Minimum six (6) years of mortgage banking required, including Jumbo Loans and/or Government Products. Knowledge, Skill and Ability Requirements FHA and/or VA Designations Required Ability to differentiate between first and second mortgage underwriting. Ability to handle secure and private information. Technical experience necessary: Windows, Excel, Word, PowerPoint, Underwriting software and systems. Ability to stay current with the business environment within third party lending. Excellent customer service skills and analytical skills. Excellent verbal and written communication skills. Ability to work independently and adapt to a constantly changing environment. Ability to be a creative and innovative problem solver. While this description is intended to be an accurate reflection of the position?s requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. #LI-EM1 Company Perks: ? 15 Paid Time Off (PTO) days and 18 after 1st anniversary! ? 9 Paid Holidays ? Casual Workplace ? Employee Engagement Activities Company Benefits: ? Medical (including Health Savings Account & Flexible Savings Account) ? Dental - RX ? Vision ? Life, Disability Insurance ? 401(k) Plan with company match! ? Employee Assistance Plan ? Performance-based Incentives ? Pet Insurance ? Advancement Opportunities Newrez NOW: ? Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more ? 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice ? Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee ? Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection The right company in the right industry. In both good economic times and bad, people need homes - and mortgages to buy them. We help these people every day buy homes or refinance their current mortgage loans. In addition to offering an in-demand product, there are two things you should know about us: We value and reward entrepreneurial spirit, and we are growing. Few lenders are as innovative, as financially solid, as well managed and on track to become America?s leading lender as the Newrez Family of Companies. We deliver products and services that turn prospects into delighted customers ?providing abundant opportunity for the great people who work here. These competitive advantages set us apart, and they?re why you can grow with us for the long term

Apply Job!